HealthExtras Settlement

Giercyk v. National Union Fire Insurance Company of Pittsburgh, PA et al.
In the United States District Court
District of New Jersey
Case No. 2:13-cv-06272-FSH-MAH

UPDATE:  The Court held a hearing on April 27, 2017, and granted Final Approval of the Settlement on that date.  The Settlement Administrator has received over 135,000 Proof of Claim Forms and has fully processed all Claims and calculated the distribution of the Net Settlement Funds.  Distribution checks to valid Class Member-Claimants were mailed on November 16, 2017.  Please notify the Settlement Administrator of any change of address (click 'Contact' at right).  Thank you for your patience.


If you were a member of an insurance plan that was endorsed by Christopher Reeve, and included disability, accident, sickness, or travel insurance, and was sometimes offered as the HealthExtras Catastrophic Accidental Disability Program, the HealthExtras Benefits program, the American Express Accidental Disability Plan, the Catastrophic Accident Plan, or the Accident Protection Plan, a class action settlement may affect you.

  • In the class action lawsuit referenced above, certain Plaintiffs sued the entities identified as “Defendants” in section #2 of the Notice, claiming that at various times from 1999 through 2014, each was involved in the sale or underwriting of allegedly invalid or illegal disability, dismemberment, casualty, emergency accident and sickness medical expense benefit, or travel insurance coverage.

  • Plaintiffs sued on behalf of all people that paid for such insurance coverage by enrolling in any of various “Benefits Programs,” as defined in section #5 of the Notice.

  • Defendants have denied all of Plaintiffs’ allegations and any other wrongdoing.

  • After years of litigation, the Parties have agreed to settle the class action for $15,000,000 (the “Settlement Fund”), which, after deduction of attorneys’ fees, expenses, administration costs, and case contribution awards, will be divided between two groups, depending on which insurers underwrote the policies providing a class member’s disability coverage—the “HealthExtras Settlement Class” and the “Stonebridge Settlement Class”—and then proportionately distributed to members of the separate Settlement Classes who submit valid and timely claims.

  • If you paid for memberships or received any benefits from any Benefits Program at any point from 1999 through 2014, you may be a class member. Under the terms of the Settlement Agreement, you are entitled to receive a cash payment if you submit a valid claim form, in exchange for releasing all claims against the Defendants and certain other entities arising out of or relating to the Benefits Programs.

  • The Court in charge of this case has not decided whether to finally approve the settlement; however, the Court has preliminarily approved the settlement as fair, adequate and reasonable. Payments will take place if the Court approves the settlement and after any appeals are resolved.

This website is authorized by the Court, supervised by counsel and controlled by Heffler Claims, the Settlement Administrator approved by the Court. This is the only authorized website for this case.

For more information please call (844) 245-3767.


Please read for a full explanation of the settlement and your options and all applicable timelines.


Contact us with any inquiries, comments, and/or requests.

Important Dates

  • Objections to the Settlement:

    Friday, March 10, 2017 You must submit your objection(s) to the Settlement so that it is/they are received no later than Friday, March 10, 2017.  See part 15 of the Notice.
  • Notice of Your Intention to Appear at the Fairness Hearing:

    Friday, March 10, 2017 You must submit your notice of intention to appear at the hearing so that it is received no later than Friday, March 10, 2017.  See part 15 of the Notice.
  • Exclude yourself from the Class:

    Friday, March 10, 2017 You must mail your exclusion request so that it is postmarked no later than Friday, March 10, 2017.  See part 12 of the Notice.
  • Claim Form Deadline:

    Friday, March 31, 2017 You must submit your Claim Form on-line (click "Submit Claim") on or before Friday, March 31, 2017, or mail your completed paper Claim Form (click "Documents") postmarked no later than March 31, 2017. See part 7 of the Notice.
  • Final Approval Hearing Date.

    Thursday, April 27, 2017 Originally scheduled for April 20, 2017, the Final Approval Hearing has been postponed and is currently scheduled for Thursday, April 27, 2017.  Please check this website for updates. The hearing date is subject to change.

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